Selasa, 21 Februari 2012

Life Activities after Work.....


The seven misconceptions about retired life
By. Majid’s Father

  Again and again…I must say “Sorry  brothers”, especially to my old  brothers, Mr. Atang S. and Mr. Mujiarto, who are two people of my best friends in Pupuk Kaltim.  two of some employee who retired in this year..

                                                                       A proverb says, “Expectations don't always match reality ( Harapan tak selalu sama dengan Kenyataan)”, according to a recent poll that identified several potential areas of disappointment.
    Many people are postponing their current wants to save for retirement. And perhaps retirement will bring little stress and plenty of time for hobbies and travel. But some retirees say they are not enjoying retirement as much as they thought they would.
 
A quarter of retirees think life in retirement is worse than it was before they retired, according to a recent poll of 1,254 individuals age 50 and older by NPR, the Robert Wood Johnson Foundation and the Harvard School of Public Health. And 44% of retirees think their overall quality of life is about the same as it was while they were working. Only 29% of retirees say leaving the workforce made their life better.
I'm sure, I think it’s not you….I hope you'll always enjoy with your time, with your family. and with your new activity . I hope the seven point in below - you are -
The Following is only poll in other countries, not in Indonesia……. With that in mind, here are seven misconceptions about life in retirement.
1. You will have less stress
      More than half (55%) of workers age 50 and older expect retirement to be less stressful than it was when they were working. But only 39% of retirees report having less stress in their lives than they did when employed full time. "There are some false expectations about what life in retirement is going to be like," says Gillian SteelFisher, a research scientist and the assistant director of the Harvard Opinion Research Program. "The stress may be related to a decline in health or finances." More than a third (35%) of retirees say their stress level is about the same, and almost a quarter (24%) say they now face more stress than they did while employed.
2. Travel and hobbies will fill your days
     Exploring new places is a common retirement goal, with 59% of older workers expecting to do more of that in retirement. But 34% of retirees say they currently travel to places they want to go less than they did in the past, and 35% fit in vacations about as often as they did while employed.
"There is a common expectation that this will be a time to get out and do all the things you want to do, and then we find out, in reality, not only are they not taking these exotic cruises, but they are spending less time traveling in retirement than they did in the five years before," says SteelFisher. "There may be health issues that may be making travel more difficult than they might have anticipated, and it may be that the cruise was a little bit more expensive than they anticipated."
And while 68% of people over age 50 who are not yet retired expect to have more time for sports, hobbies and volunteering, many retirees say they have the same amount (43%) or less (20%) time for activities they like.
3. You will take better care of yourself
     Almost half (48%) of older workers say they will exercise more in retirement than they do now. But just because you have more time to exercise doesn't mean you will. Some 34% of retirees say they get less exercise than they did while employed, and 41% get about the same amount. You probably won't start eating healthier in retirement either, even if you have plenty of time to cook. Most people's eating habits stayed the same in retirement (52%), and 12% of retirees say they now eat less healthfully than they did while in the workforce.
4. Your health will hold up
     "People envision that retirement will be a chance to do a lot of things that they haven't done before, and they haven't really thought about the health issues they will run into as they age," says Robert Blendon, a professor of health policy and political analysis at the Harvard School of Public Health.
Most older workers (69%) expect to maintain their current level of health in retirement. But only 43% of retirees say their health is now similar to what it was five years prior to retirement. Some 39% of retirees say their health is now worse than it was before retirement.
"As retirees start to need long-term care for themselves or their spouses, they experience stress because of the concern about what options are going to be open to them," says Risa Lavizzo-Mourey, the president and CEO of the Robert Wood Johnson Foundation. "The retirees who are experiencing more health issues than they anticipated, or having difficulty paying for things like long-term care, are feeling like retirement is not like they thought it would be."
5. You can maintain your current standard of living
     The majority of employees age 50 and older (62%) expect to be able to maintain their current standard of living in retirement. But unless you saved very diligently, you may have to make some spending cuts in retirement. More than a third (35%) of retirees say their financial ability to live comfortably is worse than it was while they were working.
"A lot of people retire and they discover that the amount they thought they would need to live comfortably is not the amount that their investments and Social Security and their house end up yielding them," says Blendon. "People are not looking forward enough in terms of the health issues they will face and the actual financial income they are really going to have."
Most retirees (63%) say you need an annual income of $50,000 or more to live comfortably in retirement, and more than a third (35%) admit they do not currently have their target level of income. Health care expenses are a major problem, with one in five survey respondents saying he or she will have trouble paying for health care. (Are you saving enough for retirement? Find out with this MSN Money calculator.)
6. You'll improve your relationship with family members
     Many current workers expect their relationship with their spouse (45%) and other family members (40%) to get better in retirement. But only just over a third of seniors report an improved relationship with a partner (34%) and other family members (35%). Most retirees say their relationship with family members (61%) and their spouse (62%) stayed the same in retirement.
7. Retirement is a choice
     We like to think that we will be able to retire when we hit a certain age or savings goal. Most current workers (60%) expect to retire at age 65 or later, often because they need the money or health benefits from their job, but also because they enjoy working and want to make a difference. But only about a quarter (26%) of retirees held on to their jobs that long. Retirees (58%) generally say they left their jobs at the same or an earlier age than they initially thought they would, perhaps due to a layoff, buyout or health problem.
    Now, the question is “ Does the training of “Purna Tugas” has been effective and enough to make the retirees to be comfortable and dignity ( Apakah pembekalan / training “Purna tugas” sudah efektif dan cukup untuk menjadikan para pensiunan Nyaman dan penuh percaya diri ) ?”………………………….( Majid’s Father / NN )

Kamis, 16 Februari 2012

Employee Again....

10 Things People Won’t (willn’t) Tell You When he Loses his Job.
By. Majid’s Father
"Brother’s….did you know about a proverb/maxim (pepatah), who reads “ Ikatlah Ilmu dengan Menulisnya ( Science tie by Writing it)”.I agree, so that I post anything who I get.OK..I’m so sorry if make you’re uncomfortable".
  A friend has experienced about “ PHK” from his company. And many friends will be resign from Pupuk Kaltim in the near future. But…of course, this article not about you..!!Different.

Lately, I’m interested to read ‘n write some article about employee. When I found a friend had a problem with his job, with his boss, with his carrier,etc. I think this problem must be solved to immediately. But, I can’t do anything. So..I hope some of my writing can be a little help. Below, an anticle from a magazine about the anxiety of employees who lose their jobs.
 “The first 30 days after a job loss will no doubt (tidak diragukan lagi) be filled with fear, anxiety (resah) and impatience. You might hear experts talk about the importance of updating your resume, leaning on your network of contacts and even starting that hobby you always wanted to try.
   Ariane de Bonvoisin, author of The First 30 Days: Your Guide to Making Any Change Easier, shares some tips for coping with a job loss that people won’t necessarily tell you about.
1. Give yourself some real time to figure out your next step .
That may mean weeks, not a few hours! Don’t feel compelled to jump right back into the work force. You will feel some shock—the same way you would feel shock after any loss. Take some time to deal with that. When you are ready to jump back in, keep your options open. This might be a good time to explore a new field that you’ve always wanted to try but never had the time to, start a business, or go back to school.
2. The Next job you take may be a transitional one.
For those of you who are young, whether it’s full or part time, embrace it. Every experience is a valuable one and you never know where it may lead. It’s OK to freelance or find part-time work to get some cash flow until you find the perfect new position. In fact, you may find that you don’t need a full-time job as much as you thought you did to be happy and secure.
The problem’s, if you aren’t young age and have the burden of family.
3. Look for companies, not jobs. And change the way you apply.
Find companies with missions and values that you can get behind. Employers are much more interested in candidates who have a passion for the company than someone who is just looking for a paycheck. Remember, your resume and cover letter are not unique. With the huge number of layoffs today, there are likely to be many more people you have to compete against for a single position. You have to find new skills and new selling points in your abilities to highlight on your resume and your social networking pages.
Your reputation and your online personal play much more of a role in getting you a new job than your resume or your cover letter ever could. Your profiles on Facebook, MySpace and LinkedIn should be spruced up and optimized as much as possible to make you as attractive as you can be to a potential employer. And don’t forget to Google yourself to see what comes up.
4. Celebrate/Commemored, maybe even take a vacation.
You probably didn’t take time away while you were at your last job—use this period of adjustment to break free. It’ll give you a chance to get some perspective. Have drinks or a party and commemored being laid off ( Semacam acara perpisahan dengan rekan-rekan lama). Put a positive spin on this. Enjoy yourself. This will be one of the few times in life that you’re unencumbered by work. Read. Sleep. Do all the things you never get to do…believe it or not, you’ll miss this time when it’s gone.
5. Use your health insurance while you still have it.
I bet you haven’t been taking care of yourself or haven’t had the time. Get a full physical, go to the dentist. You can also explore meditation, acupuncture, or other complimentary therapies that can help you de-stress. Finding your next dream job is an endurance test and requires a lot of energy. Start eating well, do a cleanse, and go to the gym. Your energy and self-esteem will get a boost and this will be felt by everyone around you, including future employers.
6. Realize that something good will come from this.
You probably didn’t take time away while you were at your last job—use this period of adjustment to break free. It’ll give you a chance to get some perspective. Have drinks or a party and celebrate being laid off. Put a positive spin on this. Enjoy yourself. This will be one of the few times in life that you’re unencumbered by work. Read. Sleep. Do all the things you never get to do…believe it or not, you’ll miss this time when it’s gone.
7. Don’t rehash the story.
Blame something or someone for the loss or explain it to everyone ad nauseam. Blame never accomplishes anything. Don’t get addicted to your story: Why you got fired or how unlucky you are. It will hold you back. There is no shame or embarrassment to be had. Every successful person has lost a job at some stage. Instead of feeling shame, honor this as just a life change that will make you stronger. Stick around optimistic people, not victim circles. Ask yourself, “Who are you not thinking of that can help you?” And also, “Who is holding you back?”
8. Always frame things in the positive.
Say things like “I’m excited I’m back in the job market. It has given me a chance to really go after a job that I love,” as opposed to, “I recently got fired/lost my job.” People who are optimists and have positive beliefs will always get through this change better than others.
9. Let’s go of the way life should have gone.
Resisting the job loss causes more pain. Sometimes you know why you were fired, sometimes you just don’t. Don’t waste any time figuring it out. Be mature about anything you feel may have contributed to it. See the difference between reality and illusion (reality is you lost your job, illusion is you’ll never find another job.) Take a moment to go inside yourself, get silent and listen to your intuition. Some of your best ideas will come when you slow down enough and tune in.
10. Looking for a job is now your job.
It may take a lot longer to find a new job than you think it will. Many people are running out their unemployment benefits, taking six months or more to find a new job. You might have to settle for less. We’re in a tough economic climate and the dream job you want might not be available for the next few years. Some jobs leave the market and never come back, and you may be facing that reality. Don’t get discouraged. Remember, even in a bad economy, there are always jobs for good people.

Ok..Brother’s, no worries. God will give things the best to you, God will provide what you need not what you want…………… ( Majid’s Father/ From : Reader’s Digest Magazine)

Note:
Commemori    = Celebrate
Commemored =  Merayakan/mengenang hal yang menyedihkan
Celebrate       =  Merayakan / mengenag hal yang menggembirakan